Fraud and attempts at fraud are major issues which all companies must protect themselves against. Fraud can happen to any company, regardless of the size. Our gAuthenticate™ service is designed to dramatically reduce the risk of accepting payments and/or enrollment of services, by giving you the ability to identify if the person is an authorized signer and if the account is open, valid and in a positive status. gAuthenticate™ cannot be used as a stand-alone service. In order to use gAuthenticate™, you must also use the gVerify™ service.
gAuthenticate™ uses key account owner and status information, such as account name (business or personal, account signer, address, social security number, driver’s license, date of birth, and other important information to help confirm:
Get real-time status of bank accounts before you process a check or ACH.
Response codes include:
Our optional funds confirmation service is an added layer of protection.
If an account is valid and has a positive balance then we ping the funds confirmation network to confirm there are sufficient funds to pay the item. And you only pay for confirmed data!
Detect and stop fraud dead in its tracks.
You’ll get access to the largest non-participant financial institution network in the country and vital check history across multiple, national databases giving you the most powerful tool you can have to stop fraud & verify accounts.
Verify a single item with our easy to use secure web login. Accessible from any internet connection. So easy to use you’ll be up and running in 10 minutes or less! (perfect for small merchants or admin)
Advanced search and customized web reporting gives you the data you need at your finger tips to make intelligent processing & risk decisions.
New user training is included. And we provide full tech support for customized needs for mid to large companies. Speed and flexibly are key. We will cater to your unique needs.
Batch process is simple to use that requires no integration. For advanced users automate with our full API. Built for serious users that run thousands of transactions.
Built to comply with the most stringent requirements of even the large banks and insurance companies.
Let us show you the savings. We’ll analyze your current methods and costs and give a report of how you can save money. We guarantee better coverage and lower cost than any other provider. Period!
We have been using gVerify for several months now and so far this is been a great success for our company. We saw our default rates decline around five basis points in the time that we’ve been using their service. We currently run all of our applications through their service prior to using other products in our scoring model. We are extraordinarily pleased and will continue to use their service as it’s providing a great value for our company. I recommend anyone who needs to do credit scoring to use this service as a front line defense to counteract fraud an invalid accounts.