We work with each company to establish the appropriate parameters for each company’s specific profile. By varying the days and duration for which files are monitored, we ensure that the Return Protection Program is not only cost-effective, but revenue generating. Depending upon the nature of the debt, the age, amount, and principle to fee breakdown, we create a program suite specifically for your portfolio. Once the schedule is created, your company begins sending automated files to a secure database that will in turn provide meaningful data and analytics daily
Verify Account Status
Get real-time status of bank accounts before you process a check or ACH.
Response codes include:
- Closed or Frozen
- Positive or Negative Balance
- Excessive Returns
- Repeat Offender of NSF
- Account Not Located
- Stop Payment
- And Much More…
Our optional funds confirmation service is an added layer of protection.
If an account is valid and has a positive balance then we ping the funds confirmation network to confirm there are sufficient funds to pay the item. And you only pay for confirmed data!
Detect and stop fraud dead in its tracks.
You’ll get access to the largest non-participant financial institution network in the country and vital check history across multiple, national databases giving you the most powerful tool you can have to stop fraud & verify accounts.