Our Mission

We started this company in 1999 to help merchants navigate the complex and ever-changing world of accepting payments. To eliminate the noise…cut through the clutter and sales-hype…and focus on delivering simple solutions that make your life easier.

We know you want the best tools, fast access to your money, easy reporting, the finest service available, and you don’t want to pay a penny more than necessary. We understand. And while we’re not perfect, we strive every day to reach that goal because we know you won’t settle for less than you deserve. (And neither would we.)

We know it sounds too good to be true…lower costs AND great service? Can the two actually co-exist? It can. And we prove it every day to clients like you.

We start each day with a focus on how we can deliver more value and serve you better. And nothing sums up that mindset better than this quote from one of the greatest minds of all time…

Only a life lived in the service to others is worth living

Albert Einstein – June 20, 1932 New York (NY) Times

Why clients choose us:

  • Just an honest approach to getting you the outcome you want.
  • A dedicated team of industry seasoned veterans to guide you.
  • Fast responses to your needs. We work for YOU..
  • The reporting you need to keep your accounting department happy.
  • Fast settlement of funds. Transparent pricing.
  • Cutting edge tools to protect your profits.

About us

The company was founded in 1999 by Will Harovas, a 20 year veteran in the payments business.

We have facilitated nearly $1 Billion in transaction volume from merchants nationwide.

Customized Just for You

We listen to your needs and help you choose just the right tools for the job. Tailor-fit just for you…no matter how big or small. We’ve got you covered.

Support. On a First Name Basis

We’re “old school”. We’re real people solving real problems. By phone, by email, in person, or carrier pigeon. Whatever takes to get the job done.

Sincere, “No Fluff” Approach

We’re in business to build long-term relationships. And that starts with a foundation of trust and transparency. We treat you like we expect to be treated…with respect.

Our Guarantee

Kick the tires before you buy. We won’t let you spend a penny until you know our solutions are right for you.


Years in Business

$1 Bill.

In Transactions


Merchant Retention



What some of our valued clients have to say about us…


We have been very happy with the services we received through Victory Payments. All of our questions were answered thoroughly and thoughtfully. Our account setup and transition were performed with ease, giving us peace of mind. All follow-up items communicated were resolved in a timely manner. Overall, we’ve had a great experience and would recommend their services to others.
(Automotive Resale Services) Austin, TX


Merrimack Valley Federal Credit

I want to take a moment to let you know how pleased the Merrimack Valley Federal Credit Union is with the support and service we’ve received since working with your company. Our experience with another well known check by phone company lacked the support and access to information regarding each transaction causing confusion and frustration. Knowing how important each transaction is, your company has not only met our expectations, but has exceeded what we have asked and has made it a pleasure using your service. Your staff has gone above and beyond to ensure a successful relationship which we look forward to continuing.
Nancy N. North Andover, MA


Laurel Heights Rental

We were really impressed with the knowledgeable help and guidance of the staff in helping us set up our account. They have gone out of their way to make certain it has been a painless and enlightening experience. I have had many other calls but none of them seem as caring and compassionate. I would recommend you to anyone for their business needs.
Wayne B,
(Property Rental) Andrews, NC




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