Verify Account Status
Get real-time status of bank accounts before you process a check or ACH.
Response codes include:
- Closed or Frozen
- Positive or Negative Balance
- Excessive Returns
- Repeat Offender of NSF
- Account Not Located
- Stop Payment
- And Much More…
Our optional funds confirmation service is an added layer of protection.
If an account is valid and has a positive balance then we ping the funds confirmation network to confirm there are sufficient funds to pay the item. And you only pay for confirmed data!
Detect and stop fraud dead in its tracks.
You’ll get access to the largest non-participant financial institution network in the country and vital check history across multiple, national databases giving you the most powerful tool you can have to stop fraud & verify accounts.
Verify a single item with our easy to use secure web login. Accessible from any internet connection. So easy to use you’ll be up and running in 10 minutes or less! (perfect for small merchants or admin)
Advanced search and customized web reporting gives you the data you need at your finger tips to make intelligent processing & risk decisions.
New user training is included. And we provide full tech support for customized needs for mid to large companies. Speed and flexibly are key. We will cater to your unique needs.
Batch Process or API
Batch process is simple to use that requires no integration. For advanced users automate with our full API. Built for serious users that run thousands of transactions.
Built to comply with the most stringent requirements of even the large banks and insurance companies.
Let us show you the savings. We’ll analyze your current methods and costs and give a report of how you can save money. We guarantee better coverage and lower cost than any other provider. Period!
|Set Up Fee
|Monthly Service Fee
|Cancellation / Termination Fee
|Transaction Fee (first 100 transactions FREE)
Our Identity (ID) Verification service delivers a wide array of reliable consumer data in a single lookup and all for one smart price. It also meets compliance regulations for CIP, OFAC, and FFIEC.
- Age Verification
- Authentication Question Generator
- Consumer Data-Match Profiling
- Driver’s License Verification
- Dynamic Knowledge-Based Authentication
- High-Risk Alert
- AOA (Bank Account Ownership Authentication)
- ID Verification
- OFAC Watch List Screening
- Phone Verification
- Residence Verification and History
- Residential Address Standardization
- SSN Verification
We have been using their check verification for several months now and so far this is been a great success for our company. We saw our default rates decline around five basis points in the time that we’ve been using their service. We currently run all of our applications through their service prior to using other products in our scoring model. We are extraordinarily pleased and will continue to use their service as it’s providing a great value for our company. I recommend anyone who needs to do credit scoring to use this service as a front line defense to counteract fraud an invalid accounts.
As they say…the proof is in the pudding!
And that’s why we encourage you to take the service for a spin. Run up to 100 live transactions…and let the results speak for themselves.
Whether you’ve been using another service or you’re new to verification…we guarantee you’ll like the results. There are no strings and absolutely no costs for this Free Trial.